You never know what can happen
You never know when you are on a vacation or traveling for your job if you are going to end up having a bit of bad luck. I know that when I went away one time I lost my purse and that was a big nightmare. Buying the holiday insurance is the only way to go to be sure you are taken care of in an emergency situation. You can end up with lost luggage or just about anything, perhaps even getting into an accident. You should always have yourself protected and also protect your loved ones with a policy of some kind.