Paying Off My Home Loan Faster!
I am the type of person that likes to pay my debt down as quickly as possible. I hate throwing money away to interest, and would rather keep that extra money for myself. When my wife and I decided to buy a home we put down as much as we could afford. I have been paying as much as I can towards our home loan, but the principal amount only shrinks by $30 per month. Finally I decided that I had to do something to get this loan paid down. My applied for a FHA short refinance and they shaved almost one third of my mortgage principal right off the top!